North Atlantic Team

Michael Frederick

Vice President / Regional Manager

Michael serves AmTrust Title as Vice President and Regional Manager for Pennsylvania and Delaware, focused on establishing operations, recruiting personnel, growing the agency base, and increasing revenue throughout the region. He has worked in the title insurance industry for over 25 years serving on behalf of some of the nation's most prominent underwriters. Just prior to coming aboard with AmTrust Title, Michael was Vice President and Agency Services Manager for Stewart Title Guaranty Company in New Jersey, where he oversaw all aspects of the agency business in the state. Before that, he oversaw a group of nearly 100 agencies throughout the states of New York, New Jersey, Pennsylvania and Delaware for two other national title insurance underwriters for nearly 20 years, where he earned awards for revenue growth, increasing market share and signing new agencies. Michael holds a BA in Political Science from Ursinus College, in Collegeville, Pennsylvania.

Karen Gutman

VP/PA & NJ Underwriting Counsel

Karen provides legal underwriting support and expertise to company personnel, agents and customers on real estate closings and title insurance matters, resolves title issues, and facilitates the issuance of title commitments and policies, while minimizing company risk. Prior to joining AmTrust Title, Karen was Assistant Vice President & Pennsylvania Agency Underwriting Counsel for Philadelphia-based Commonwealth Land Title Insurance Company/Chicago Title insurance Company. She has also held a number of title-related posts for several companies in the Philadelphia/Princeton region, including: PNC Real Estate, Senior Closing Officer; and United General Title Insurance Company, Pennsylvania State Counsel. Karen earned a BA degree from Tulane University in New Orleans, LA, and a JD degree from the University of Miami/Pace University School of Law in White Plains, New York.

Gerry Simon

VP/PA Underwriting Counsel

Gerard, a seasoned attorney with more than two decades of experience as Legal Counsel to title insurance, settlement companies and corporations, among others, is focused on expanding our agency network throughout the State and to serve as underwriting counsel to the network. Prior to AmTrust Title, Gerard was Senior Vice President/General Counsel for Pittsburgh-based iMortgage Services and SingleSource Property Solutions overseeing corporate, regulatory and operational matters for both companies. Before that, he was VP and Great Lakes Regional Counsel for United General Title and VP and Pennsylvania State Counsel for Ticor.

Devin Kelley

Agency Representative

Devin is charged with developing and expanding agency relationships in New Jersey and Pennsylvania. Devin operated his own company, Kelley Signatures, LLC, which specialized in closing residential and commercial transactions for a wide variety of title insurance agencies and underwriters. Before he ran his own company, Devin was a Settlement Agent for a title agency in Maryland, where he performed closings of residential mortgages. Prior to that, he was a Loan Officer with a Maryland-based mortgage company. Devin is a licensed Notary Public in the State of New Jersey and the Commonwealth of Pennsylvania. He is also certified by the National Notary Association as a Notary Signing Agent.

Krystal Morris

Agency Coordinator

Serving in a support capacity as an immediate contact to our Agents. Krystal is a seasoned administrator with more than eight years' experience serving executives and partners. Skilled at organizing, meeting deadlines and working under pressure, Krystal is responsible for overseeing all of the detail-oriented administrative duties involved with onboarding and agency support. Prior to joining Am Trust Title, she served as an office administrator for lnstrux LLC, dba Pixacore, a marketing agency, and earlier in the same position for Local Union AFGE in the Bronx.